Thursday, 14 April 2011

Sucks not being official!!

I wanted to have a gripe and couldn't think of a better place to do it.... Is anyone else at the kind of inbetween stage with their crafting where they really want to move on but to do so would mean a big investment and taking the step to becoming an official company? I really don't want to do that - I like being able to create what I want, when I want, and not having pressure of a turnover or keeping every receipt (I quite like that noone but me knows what I really spend on my "absolutely necessary must have" craft bits and pieces!)

I was interested in perhaps taking a table at a local-ish craft fayre but saw in the small print on the booking that you need to have public liability insurance up to 2million.  To get public liability insurance surely you need to be a company?? I can completely understand the organisers asking for this and it's totally NOT a gripe against them, and I completely understand the need for it, but <stamp> it's not fair! (even if actually it is, really...). 

So I think I'll have to wait for a local village fayre that's set up the old village way with no formal requirements whatsoever and if someone trips and suffocates in one of my cupcakes perhaps they'll just be pleased they went that way and enjoy the taste of their last moment?

1 comment:

  1. I read this post and completely understand where you're coming from, it's all so complicated and potentially expensive. I did want to share with you our experience with insurance - you dont have to be an official co. to get insurance initially they do it in your own name, have a look at Direct Line, it costs us less than 4.50 a month, which is a pretty easy outgoing to cover and we are covered up to something like £2mil should anyone have an unfortunate mishap with one of our crafty creations. xx